Payments · Banking · Coaching

40 years of banking expertise, now working for you.

From building Bidvest Bank's payments infrastructure from the ground up to coaching the next generation of leaders — I bring the operational depth that only comes from doing the work.

Jill Murtagh
40+
Years in Banking
5
Major SA Banks
23
Years at Bidvest
E2E
Infrastructure Built

The woman who built a bank's backbone from scratch.

A bridge between four decades of institutional authority in banking and a new chapter of empowering others.

Jill Murtagh began her banking career as a junior clerk at Barclays South Africa at the age of 18. Over the next four decades, she worked her way through five major South African banks — FNB, ABSA, Mercantile, and ultimately Bidvest Bank, where she served 23 years as Executive Head of Payments and Banking Operations.

At Bidvest, Jill was instrumental in the institution's transformation from a Bureau de Change into a fully-fledged bank. She built the entire banking and treasury operations infrastructure from the ground up — setting up SA's local payment rails (RTGS, ACH, SWIFT local clearing) and establishing the cross-border payment infrastructure that would serve the bank's corporate and retail clients.

Today, as an independent consultant, trainer and certified life and business coach, Jill brings that rare combination of executive authority and on-the-ground operational mastery to her clients — on her own terms, for those who need the real thing.

Authority

40+ years across five major SA banks. Executive-level mastery of payments infrastructure — earned through every rank.

Empowerment

Certified life and business coaching grounded in real experience — helping others find their independence.

Independence

Consulting, training and coaching on her own terms, for clients who need operational depth, not theory.

Services & Expertise

Three areas of practice, all grounded in the same four decades of real operational experience.

Payments Advisory

SA local payment rails, cross-border infrastructure, and the regulatory landscape — the real operational picture, not the textbook version.

  • RTGS, ACH, SAMOS, EFT
  • SWIFT & cross-border corridors
  • SARB & PASA compliance
  • Payment gateway strategy

Banking Operations

Treasury, settlement, compliance frameworks and operational risk — end-to-end banking infrastructure consulting for institutions in change.

  • Treasury & settlement operations
  • AML, FICA & POPIA frameworks
  • Operational risk management
  • Team structure & training

Life & Business Coaching

Certified coaching for leaders navigating change — clarity, confidence, and a plan to move forward on your terms.

  • Executive & leadership coaching
  • Career transitions
  • Personal vision & strategy
  • Individual & group sessions

From junior clerk at 18 to executive head of a bank.

A career built entirely on expertise, accountability and deep institutional knowledge.

Executive Head: Payments & Banking Operations
Bidvest Bank 23 years

Responsible for all Banking Operational Support and Strategic Payment Gateways. Built the bank's payment infrastructure from scratch — local and cross-border. Oversaw the transition from Bureau de Change to a fully-fledged bank.

Senior Banking Operations
Mercantile Bank
Banking Operations
ABSA Bank
Banking Operations
First National Bank (FNB)
Junior Clerk — Banking Career Begins
Barclays Bank, South Africa Started age 18

The foundations. A perspective built from the ground up — one that would inform every executive decision for four decades.

Ready to work with someone who's built it before?

Let's talk about how 40 years of banking expertise can accelerate your next move.

Company Independent Jill Pty Ltd  ·  Reg 2023/1227/07

Prefer a direct line? Call or WhatsApp 079 529 4578.